With its easy access ATM cards and interest-bearing benefits, this account is a great alternative to money-market funds and other broker accounts.

Features:

• Minimum deposit of $10,000 required to open
• No monthly maintenance fees when a minimum daily balance of $10,000 is maintained
• Initial ATM or debit card at no charge
• Interest bearing
• Free notary service
• Easy to read and balance monthly account statement with check images (standard 24 per page)

Interest:

• Interest is accrued daily and paid monthly on the average daily collected balance.  See Deposit Rate Sheet for applicable tiers.

Fees:

• Accounts with balances falling below the $10,000 will incur a monthly maintenance fee of $10.

Accessory Products:

• PinnBank-online banking
• PinnPay-online bill pay
• Free Visa^® check card
• Free PinnDocs-electronic statement
• Ready Reserve*
• Free Telebank
• Visa^® credit cards*
• Safe-deposit box

Subject to credit approval.