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Business Debit Cards

Make your day-to-day purchases a snap. Swipe it to buy things your business needs, pay for travel expenses or treat a promising business lead to lunch.

  • UChoose Rewards for Business

    With UChoose Rewards®, you choose where to shop and what to get with the points you earn. While most rewards programs have limited options, we offer the opportunity to shop in millions of Visa® - accepted locations across the globe.

    There's never been a better time to start receiving additional benefits for using your Pinnacle Bank business debit card for your everyday needs. Simply use your debit card at gas stations, supermarkets, drugstores, malls or anywhere else to experience an easy and rewarding way to shop. Remember, your purchase must be signature-based in order to earn points. The more you shop, the more you earn. And the more you earn, the more you are rewarded. Plus, you can earn even more points by shopping at Participating Retailers.

    Have a smartphone? Download the UChoose Rewards® app. Available from the App Store or Google Play. 

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  • FAQs

    • Q How does it work?

      Register online at and when shopping in-store with your Pinnacle Bank business debit card, be sure to select credit and sign for your purchases. You will earn one point for every $2.00 you spend every time you shop. Plus, you can earn even more points when you shop at participating retailers which can be redeemed for millions of items in our online rewards catalog at
    • Q How do I earn points?

      Once your card is registered at, you will begin earning points on all of your signature purchases. You can then view how many points you have accumulated. Then every time you make a signature-based purchase with your debit card, you'll earn one point for every $2.00 you spend. Plus, when you shop at a participating retailer, you can earn even more points.
    • Q Do some retailers offer additional rewards?

      Yes, Participating Retailers are specific retailers who have signed up to be part of the rewards program and offer additional rewards for signature-based purchases made at their stores or online. Please note: You still earn 1 point for every $2.00 you spend even if the merchant is not a participating retailer
    • Q How do I find participating retailers and their benefits?

      There is a list of participating retailers on under "Earn Points." There you can view hundreds of participating retailers, the current points they offer and if the purchase can be made online or in-store. The points offer from each retailer can change, so be sure to reference this list before making a purchase. The UChoose Rewards® mobile app allows you to search by zip code or keyword to map out participating retailers near you.
    • Q Do I earn the same amount of points for shopping online as I do in-store?

      There are over 500 retailers who offer additional rewards for shopping online with your Pinnacle Bank business debit card. You can view a list of these retailers and their offers on by clicking on "Earn Points" and selecting "Online".
    • Q When can I redeem points?

      It can take up to 40 days for your points to be credited to your account. You must first accumulate 1,500 points before you can redeem them. Your points are available to view on or via the UChoose Rewards® mobile app. You can keep track of the points you've earned, and then shop the online rewards catalog when you're ready to redeem. A Wish List Tracker is also available to notify you when you've earned enough points to redeem a specific item.

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