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Business Cash Management

Hopeful start up or booming business, we can help you manage your money.

  • Zero Balance Account

    Who would want to have an account with a zero balance? Actually, it’s really clever. These accounts are designed to reduce the time and costs of banking. They also free up your cash for investments, while taking away the risk of overdrawing an account. Record keeping is simplified, with easy tracking of transfers and reconciliation by crosschecking account numbers on your statements.

    A Zero Balance Account (ZBA) is designed for businesses that maintain multiple accounts for separate divisions, functions or locations and would like to simplify their cash flow management.

    Here’s how it works: Your ZBA maintains a zero balance. At the end of each day, funds are transferred from your main account to your ZBA to cover any debits. If deposits have been made into your ZBA, they are transferred into your main account, consolidating your cash and providing a clear record of where the money came from.

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  • Features

    Automated

    Funds are automatically transferred

    Easy

    Simplifies investment and funding decisions

    Cost-Effective

    Saves staff time, avoids transfer frees

    Smart

    Maximizes available cash, reduces risk of overdraft

  • FAQs

    • Q Why does my zero balance account show a negative balance?

      As debits accumulate, your account will show it’s in the red: a negative balance. Don’t worry. That’s normal. And each evening like clockwork, money will be transferred from your main account to zero out your ZBA.
    • Q How many zero balance accounts can I associate with my main account?

      As many as you need. We’re here to help.

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