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PinnSave Personal Account

Get Started

Save For Your Goals

Whether you have a goal in mind (Vacation? New furnace? Nest egg?) or you just want to get in the habit of saving more, if you have $100 you can get started.

This account is affordable—in fact it’s free if you keep your balance above $100 and make no more than six debits per month—yet offers a competitive interest rate. And as we’ve done for over 75 years, you can count on us to do everything we can to help you meet your financial goals.

Whether this is your first savings account or you’re already practiced at building up you balance, this account is perfect for you. There is no monthly fee if you keep your balance above $100 and make only six withdrawals per month. Interest is accrued each day and paid quarterly, based on your daily average balance. For more information on interest rates, come on in and ask to see the deposit rate sheet.

The fees are really affordable and very straightforward.

One thing that may be important to note is that “pre-authorized transfers” are limited to six per month or statement cycle. This includes automatic, telephone and online transfers; checks, drafts or similar transactions to third parties.

This account requires a minimum $100 opening deposit.

Features of PinnSave


No fees with a minimum balance and no more than 6 debits per month


Earn interest to increase your savings even faster


Get started with as little as $100


We want to help you meet your financial goals

There is a $1 monthly service charge if your account dips below $100, and a $1 service charge for each withdrawal if you have to make more than six in a month.

Today's Rates

0.90% Annual Percentage Yield

Rates may vary. These rates are effective as of today's date. Fees may reduce earnings.


Savings Calculator

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You would need to start with $0 to reach your target.

Start Your Application With Confidence

Thank you for considering Pinnacle Bank! The information below is designed to prepare you for a smooth and efficient application process, ensuring you have everything you need to complete your application quickly and effortlessly.

Complete Your Application In 5 Minutes

  1. Tell us about yourself
  2. Customize your account preferences
  3. Complete your initial deposit

What You'll Need To Apply

  • Name, Address, Phone and Social Security Number or ITIN
  • Valid ID (driver's license, state ID, passport)
  • $100 minimum opening deposit from a card or bank account

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