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Personal Investing

Getting started in the right direction is tough when you’re not sure where to begin. That’s why we bring you knowledgeable people and several investment choices.

  • Certificate of Deposit

    For years, people have looked to Certificates of Deposit (CDs) as a good way to earn predictable interest. If you are ready to set aside money you don’t need right away, for a year or two, then CDs can help you earn interest.

    Come in and talk to us about investing in a CD. We can share current rates, based on the amount you have to invest, and get you started earning interest. With a CD from us, you can check your balances online or over the phone. We also offer Safe Deposit Boxes, the perfect place to store your CD and other valuables.

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  • Features

    Safe

    Unlike the stock market, this investment is insured by the FDIC

    Straightforward

    Choose your investment amount and time period

    Predictable

    Lock in your interest rate and investment term

    Easy

    Just like opening any account with us, we’ll make it simple

  • Investment Goal Calculator

    Please enter a value between 1 and 9,999,999.
    Please enter a value between 0 and 8.
    Please enter a value between 1 and 999,999,999.
    Please enter a value between 1 and 99.
    Calculate Recalculate

    Results

    With an initial investment of $ at a % rate of return compounded monthly over years, you will need to deposit $ per month to reach your savings goal of $

    This calculator is to be used for estimation purposes only. Years to reach saving goals are based on interest compounded monthly. We are showing you your potential account balance based on the amount invested, selected interest rate and length of time you choose to grow your savings. Since it is up to customers to correctly input rates and terms the financial institution is not responsible for its accuracy and the results are not guaranteed. Rate changes weekly. Interest credited monthly. Average daily collected balance method used to calculate interest. For current rates, contact your local Pinnacle Bank today.

  • FAQs

    • Q This is a risk-free investment choice, right?

      Unlike stocks and bonds, CDs are federally insured by the FDIC just like any other bank account. And as of 2011, the FDIC insures up to $250,000 across your accounts.
    • Q How do I know this is the right investment for me?

      There are pros and cons to every investment. Many people like the predictability of fixed-rate CDs. You know the exact terms before you invest, so you know exactly what you will earn. However, this known factor also plays into the age-old debate of risk versus reward. While you could earn a higher return with stocks or bonds, there is also a higher risk.

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