kids playing on a log
Paper and Pencil (alternate)

Personal Savings

We can help you reach your goals. Whether it’s extra money for a big splurge or building up reserves for the unexpected.

Pirate Savings Account

If everyone learned to love saving money as kids, we think the world would be a better place. So this cool account is for kids under the age of 12 and designed to get them excited about saving money. Each time they put money into their account, they’ll get a special stamp. Once they have 12 stamps (and you can only get one stamp each month), we’ll reward them with a $10 deposit into their account. Amazing.

This account is an exciting way to teach kids about money and how great it is to save it. They get their own account, their own savings book, and a great incentive to make a monthly deposit: once they’ve made 12, we’ll put $10 into their account. That’s in addition to the interest they’ll earn, which is higher than that of a regular PinnSave account. Interest is deposited quarterly.

There is no monthly fee and you can make six withdrawals per month. After that, each additional debit is a $1 service charge.

One thing that may be important to note is that “pre-authorized transfers” are limited to six per month or statement cycle. This includes automatic, telephone and online transfers as well as checks, drafts or similar transactions to third parties.

  • Features


    Kids are rewarded for saving regularly


    No monthly maintenance fee and six no fee withdrawals each month


    Earn more interest than a piggy bank


    We want to help your kids learn about saving and meet their goals
  • Savings Calculator

    All fields are required.
    Please enter a value between 1 and 9,999,999.
    Please enter a value between 1 and 9,999,999.
    Please enter a value between 0 and 5.
    Please enter a value between 1 and 99.
    Calculate Recalculate
    Your investment will be worth $ after years.

    This calculator is to be used for estimation purposes only. Years to reach saving goals are based on interest compounded monthly. We are showing you your potential account balance based on the amount invested, selected interest rate and length of time you choose to grow your savings. Since it is up to customers to correctly input rates and terms the financial institution is not responsible for its accuracy and the results are not guaranteed.

Online Chat

Chat with an online representative.
Online Chat