Paper and Pencil (alternate)

Personal Checking

Whether you’re hoping for the latest conveniences, like using your smartphone to pay bills, or you still prefer writing checks and getting a statement every month, we have just what you’re looking for.

Relationship Account

  • We’d like to think the connection between you and your bank goes a lot deeper than just money. That’s why this account gives you access to wide range of added features, including interest. And as long as you keep at least an average balance of $15,000 in your account, you won’t pay a fee for any of the conveniences. You can also get this account without a fee by maintaining $50,000 in total deposits with our bank across all your personal accounts (checking, savings, CDs, etc.).

    Pretty much name the benefit and Relationship Checking comes with it. The no cost features of this account include:

    • Refund up to $32 on NSF Paid Item fee/NSF Returned Item Fee per statement cycle
    • Up to $10 back per statement cycle on foreign ATM fees or surcharges
    • Your first box of checks
    • No fees for paper statements and notices
    • Refund for up to 5 money order fees and 5 cashier's check fees per statement cycle
    • Refunds of incoming wire fees (up to $25 per statement cycle)
    • $300 credit toward home equity loans and lines of credit and secondary market real estate closing fees
    • IDProtect® Identity Theft Protection Service
    • Cellular Telephone Protection

    In addition to all those features, each of our checking accounts also comes with:

    You must maintain a minimum balance of $1,000 to earn interest.  A $25 service charge will be incurred should the minimum balance not be maintained. 

    This account requires a minimum $100 opening deposit.

  • Features

    Minimum Balance

    $15,000 average balance or $50,000 across all your accounts


    No fees as long as you meet either minimum balance


    Paper, electronic and you can review your account online

    Earns Interest

    Yes, the higher the balance the higher the rate


    Tiered Rates

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